Jim I will let you know what is in it when I get it. I ordered it and The Ten Cent Plague (which many have referenced and praised - not perfect but good) from Amazon. Got the Amazon Visa at the same with initial $30 credit so got them both free. If I use it again on Amazon I will always pay it off at the end of the month like I do with my other active credit card. Credit cards make me money with cash back in gas since I pay it off every month. I get dept store, etc credit cards for the initial discount or freebie. Pay them off, let them expire, then do it again. Gotta beat the system any time I can.